9:00am – 5:00pm: Certified Veterans Lending Specialist (CVLS) Class (Cost is $199 for Professional, Associate and Professional Newly Licensed Members and $399 for Courtesy Associate and Non-members)

Emperors Ballroom 1 

Is your focus on VA loans? Would you like to separate yourself from the competition? Don't miss this opportunity to become approved for NAMB's most popular certification, the Certified Veterans Lending Specialist (CVLS). 

VA loans are an amazing benefit that veterans have earned, and it’s our responsibility as loan originators to help them take advantage of it. But to maximize that benefit, a veteran needs their loan officer to know all the nuances. 

Lender guidelines often cover the top-level information and you can do a VA deal from them. However, those guidelines miss the ‘how’ for many of the subtle details of VA loans, and often include limitations that can be worked around if you know how. With this extra information, you’ll be able to get deals done that nobody else can, help more veterans in the process, and stand out to referral partners. 

The certification training will cover all the basics if you’ve never done a VA deal before, but it’ll also dig into super advanced topics like: 

• Proving eligibility for everyone including reservists and surviving spouses 

• Tips for getting DU & LP approvals, and why manual underwriting isn’t something to be feared 

• The truth about VA appraisals and especially “Tidewater" 

• Ways to find double the number of VA approved condos 

• New rules around refinances and being ready for when that market returns 

• Uncommon issues like assumptions, EEM, Rehab, non-owner occupant co-borrowers, etc. 

Immediately following the class, a test will be given and, upon passing, you will be presented with your certification and all the marketing materials that you need to promote yourself! 

12pm – 6pm: Exhibitor Setup 

6pm – 8pm: Welcome Reception sponsored by ICE Mortgage Technology

Palace Ballroom – Prefunction 1 

Kick off NAMB National with NAMB and ICE!  This event, which is open to attendees and exhibitors, will start off our event celebration!  Join us as we look forward to an amazing event! 

8am – 6pm: Attendee Registration

8am – 12pm: Exhibitor Setup

9am – 10am: Freedom Mortgage Speaking Session - Augustus Ballroom

10am – 11am: Is a Coach Right for Me? A panel moderated by Chris Vinson, CEO, Windsor Mortgage 

Augustus Ballroom 

• Do I need a coach? 

• Who’s the right coach for me? 

• Will a coach make a difference in my career? 

Get ready to score big in your career! Chris Vinson, the dynamic CEO of Windsor Mortgage, will be your captain as he leads an all-star panel of the mortgage industry's top coaches at NAMB National. Just like in sports, having the right coach can turn a good player into a champion. Whether you're a seasoned pro or just starting your career in the mortgage industry, this event is your playbook for success. Learn how personalized coaching can help you master your skills, navigate challenges, and achieve your personal best. 

This isn't just a discussion—it's a game-changing strategy session that could redefine your career path. Join us, get in the game, and discover how the right coach can be your MVP in the pursuit of excellence. Don't sit on the sidelines—be part of this exciting event and take the first step toward becoming a champion in your field! 

11:00am – 12:30pm Overcoming Adversity & Finding Opportunity presented by Barry Habib, CEO, MBS Highway sponsored by Motto Mortgage (Lunch Optional - $50 per person) 

Augustus Ballroom 

Join us for our keynote speaker, Barry Habib, CEO of MBS Highway as he presents "Overcoming Adversity and Finding Opportunity: A look at the Fed, Interest Rates, & Housing" sponsored by Motto Mortgage! 

Barry is an American entrepreneur and frequent media resource for his mortgage and housing expertise.   

Amazon #1 bestselling author for his book “Money in the Streets”  

Widely credited with saving the Mortgage Industry in 2020 from Margin Calls due to Fed Actions.  His presentation to the Fed created stability at a critical time.  

Notable Awards  

• Three-time Crystal Ball Award Winner by Fannie Mae, Pulsenomics, and Zillow for the most accurate Real Estate forecasts out of 150 of the top economists in the US   

• 2019 Mortgage Professional of the Year  

• Finalist for the Ernst & Young Entrepreneur of the Year  

• Named to Mortgage Global 100 List   

• The St. Armand Ventures Businessman of the Year 2021  

• Named to the list of 100 People to Watch in 2023   

During his mortgage sales career, Barry personally originated over $2 Billion. 

He is the Lead Producer and Managing Partner for “Rock of Ages,” the 27th longest running show in Broadway history, which he also took around the world and turned into a major movie starring Tom Cruise. 

He produced Criss Angel’s “Mindfreak” at Planet Hollywood in Vegas.  

He is the highest rated speaker and trainer for over 25 years in mortgage and real estate.  

THANK YOU TO OUR SPONSOR - MOTTO MORTGAGE 

With more than 225 offices open in over 40 states, Motto Franchising, LLC’s unique national franchise mortgage brokerage model is the first of its kind in the United States. A Motto Mortgage franchise creates an ancillary business for current real estate brokerage firms, but also offers opportunities for mortgage professionals seeking to open their own businesses. Created to disrupt the mortgage industry, the Motto Mortgage network connects loan originators and real estate agents to provide a seamless, personalized experience and one-stop shop for consumers. Each Motto Mortgage office is independently owned, operated and licensed. To learn more about Motto Mortgage, visit www.mottomortgage.com. 

12:30pm – 1pm Outgoing President’s Message, Installation of Officers 

Augustus Ballroom 

1:00pm – 2:00pm: Using A.I. & Content to Double Your Business presented by Neel Dhingra 

Augustus Ballroom 

Neel Dhingra, CEO of Forward Academy, will break down the actual tools and tactics on how to reach more clients and partners on social media in 2024, and how to convert this into real business results. 

Neel is a content marketing expert who exploded his mortgage business by creating content that gets results on social media. He also is the founder of Forward Academy, where he helps over 1000 Real Estate & Mortgage Pros learn how they can do the same.  Neel hosts the annual Forward Event in Las Vegas, where LO's and agents from all over the country come to learn the latest trends in marketing. 

2pm – 3pm: 10X Your Growth:  Get “High- Selling!” with Christine Beckwith based on her upcoming release of her next “best seller” High- Selling is a drug! 

Augustus Ballroom 

Christine Beckwith is a 35 plus year Veteran of the mortgage industry. She has held positions ranking from originations all the way to senior vice president of sales. 

In her 36 years she was corporate oversight for two national firms in originations and business development spanning marketing, financial forensics, and all areas of sales leadership including training and curriculum. 

Christine has won numerous industry awards, appeared on the many finance industry magazines and today is a multi-published award winning five-time bestselling author. 

She has appeared on huge stages and shared billing with famous speakers like Gary Vaynerchuk – Agent2021 at the Miami Garden Stadium and Ryan Serhant of Millionaire Listing at the Bellagio in Las Vegas, to name a couple. 

In 2018, she made the move from direct work in the industry to dedicate her life to serving the other professionals in what she calls her legacy years by founding 20/20 Vision for Success Coaching, now the largest consulting firm in the American banking and brokering industry. 

Christine focus on journalism had her anchoring many news programs in her career, writing as a journalist for dozens of magazines and today is an accomplished five time best-selling and award winning author. 

Her vision has impacted the lives of thousands of people and her quest to help evolve the industry and bring professionals to the cutting edge of modern-day marketing with incredible business success is in full motion today. 

A mother, daughter, sister, and partner to a loving family she considers herself a happy and ever-evolving human. 

3pm- 4pm: The Rise of AI — The Future of Mortgage presented by Pavan Agarwal, CEO of Sun West Mortgage Company, Inc., Founder of Celligence International, LLC., and Creator of Angel Ai 

Augustus Ballroom 

In the fast-paced world of the mortgage business, innovation is key to success. Angel Ai, the personal Ai assistant at Sun West, is revolutionizing the industry with its suite of cutting-edge features, offering unprecedented efficiency, speed, and cost savings. Backed by Sun West, Angel Ai offers 24/7 support, multilingual capabilities, consistent and reliable answers, and a team-centered approach. In fact, in Angel Ai - the world’s first fintech AI companion - Pavan has successfully neutralized complex, discriminatory, and convoluted traditional business processes which are pervasive throughout financial services. Today, Pavan is leading the industry by breaking down the barriers to homeownership, through simplicity, fairness, and empathy. 

Angel Ai is a product of Celligence International, Inc. a fintech company with several patents that are disrupting the mortgage industry. 

1pm – 6pm Exhibit Hall Open 

Palace Ballroom 

3pm – 4pm: Solutions for the Self-Employed: The Carrington Non-QM Advantage 

Emperor’s Ballroom 1 

Unlock your success in the expanding Non-QM market with Carrington's expertise. Join industry veteran Amy Marsh, Business Development Manager and Samuel Bjelac, Senior Vice President to gain the competitive edge you need. 

3pm – 4pm: ARIVE in Victory Lane presented by Amy Hulett, Director of Enterprise Sales, ARIVE

Emperor’s Ballroom 2 

Fuel your business and WIN with an all-in-one solution for originators.

4pm – 5pm: Delegate to Dominate: The Power of Processing Efficiency 

Emperor’s Ballroom 1 

Stay ahead in today's competitive market by boosting your efficiency. Join us for an engaging panel discussion hosted by Nicole Semplinski, wemlo account executive and mortgage professional with a decade of mortgage and sales experience alongside veteran Brokers & LOs. Learn how streamlined processing solutions can significantly enhance your bottom line and fuel your business growth. Don't miss this opportunity to discover cost-effective strategies that can transform your operations! 

4pm – 5pm: NQM is a Necessity presented by Aaron Samples, CRO, Logan Finance 

Emperor’s Ballroom 2 

How to make NQM meaningful in your business. Where to find NQM opportunities and why it’s a growing segment. 

This session is presented by Aaron Samples, Chief Revenue Officer, Logan Finance.  He brings over 22 years of industry experience and expertise across all phases of mortgage lending and servicing. Prior to joining Logan, Aaron served at First Guaranty Mortgage as President and CEO, as EVP at Stearns Lending, and in various leadership roles at Nationstar. Aaron is recognized as an industry leader in the mortgage space and often speaks at industry events. 

5pm – 6pm: Self-Employed and Non-Owner Loans: Beyond DSCR presented by ACRA Lending

Emperor’s Ballroom 1 

Make even the most challenging loans a reality in today’s market. Join Ryan Moon as he explores innovative solutions for self-employed borrowers, including 1099 and freelance workers. Discover programs like Bank Statements, P&L Only, and the 1-Year Self-Employed Program. Ryan will also highlight Non-Owner Occupied (NOO) loans, focusing on NOO DTI and how to approach these loans beyond traditional DSCR methods. Learn how these tailored programs can help you serve a wider range of clients.

5pm – 6pm: Navigating New Market Realities: Key Factors in LOS Selection presented by Lending Pad

Emperor’s Ballroom 2 

This presentation explores the evolving landscape of Loan Origination Systems (LOS) in today's dynamic market. We will examine the crucial factors and essential features lenders should prioritize when selecting a LOS and highlight how LendingPad supports these key elements. Topics include adapting to regulatory changes, ensuring seamless integrations, enhancing user experience, and optimizing operational efficiency. Discover how to navigate these challenges effectively and make informed decisions to stay ahead in the industry.

7pm – 10pm: Saturday Night Tailgate Party at Omnia Terrace (Cost - $50 per person)

Join NAMB for our Saturday Night Tailgate Party at the Omnia Terrace Nightclub!  Overlooking the action of the famed Las Vegas Strip, join us as we mingle outside with modern luxury, inset lighting in glass floor tiles pulsing to the beat from the LED-laced DJ booth and more!   

9am – 10am: Unlocking Buyer Insights: Strategies for Housing Professionals presented by Nora Guerra, Sr. Affordable Lending Manager, Freddie Mac (Breakfast Optional - $25 per person)

Augustus Ballroom 

Unlocking Buyer Insights: Strategies for Housing Professionals" delves into the critical importance of understanding buyer personas in the ever-evolving housing market. Attendees will learn actionable strategies to identify and cater to the unique needs and preferences of future homebuyers. This session equips housing industry professionals with the tools necessary to enhance buyer strategies and drive sales success.

10am – 11am: Discover How to Get Leads at Wholesale Cost presented by Alex Machuca, CEO, Lead Hackers 

Augustus Ballroom 

As the CEO of Mortgage Lead Hackers, Alex continues to revolutionize the mortgage lead generation landscape. His company provides mortgage brokers with user-friendly software to generate, and nurture leads efficiently, emphasizing compliance with the FCC and financial efficiency. Through Mortgage Lead Hackers, Alex empowers brokers and real estate professionals to manage their own lead generation processes, saving time and resources while maximizing results. 

11am – 12pm: The NO BS Marketing Strategy That Will Grow Your Business and Sustain Your Pipeline presented by Jason Frazier, Broker CMO 

Augustus Ballroom 

Learn the simple framework that has generated over 300 million in closed loans. Frazier will show brokers the strategies, tactics, and tools they can use today to generate business regardless of market conditions. 

12pm – 1pm: Legislative & Regulatory Update with NAMB Lobbyist sponsored by CoreLogic (Lunch Optional - Cost $50 per person)

Augustus Ballroom 

Join us for this informative session presented by Michael Williams, The Williams Group, NAMB's Lobbyist. From what will happen in 2025 based on November's election to what's happening in Washington, DC in Congress and with our regulators, don't miss this in-depth presentation and learn what's in store for our industry as part of the 119th Congressional Session!

1pm – 2pm: 1099 vs W-2: A Showdown of Business Models 

Augustus Ballroom 

Like in sports, where champions rise and dynasties fall, businesses are grappling with the advantages and pitfalls of these models.  In one corner, the 1099 contractor—fast, agile, and enticing with a promise of no payroll taxes or benefits, and flexibility that originators and business owners crave. In the other corner, the W-2 employee—steady, reliable, offering benefits and stability akin to a team captain. But this isn't just about the game on the field. It's about navigating a maze of regulations, legal hurdles, and investor expectations. Do both models play by the rules? Are regulators blowing the whistle or letting the play continue? 

Join our all-pro panel for a deep dive into this matchup. Our experts will analyze the risks and rewards that could make or break your business plan. Whether you're a rookie entrepreneur or a seasoned veteran, this session promises to equip you with the playbook to thrive in today's competitive arena.  Don't sit on the sidelines—bring your playbook, prepare your questions, and get ready to strategize for success. 

1pm – 5pm Exhibit Hall Open 

Palace Ballroom 

2pm – 4pm: AI UNLEASHED: Unlock Unlimited Success! A Live Workshop with Ginger Bell, Emmy & Telly Award-Winning Producer, Best-Selling Author 

Emperor’s Ballroom 1 

Achieve 10x the results from your marketing by fully utilizing AI the right way. Join one of the mortgage industry's AI marketing authorities, Ginger Bell, for a transformative workshop experience. 

Key Learning Outcomes: 

• Create Authentic Content: Learn how to use AI to create educational marketing content that reflects your unique voice and brand. 

• Develop a Custom GPT: Set up and customize your own GPT agent to enhance client interactions and streamline your marketing processes. 

• Master Effective Prompting: Understand the art of crafting effective prompts to communicate efficiently with AI tools like ChatGPT. 

• Leverage AI Technologies: Dive into cutting-edge AI tools such as Invideo, Vidyo, and Canva to enhance your video marketing and social media strategies. 

Workshop will Cover: 

1. Creating Content in Your Own Voice: Harness AI to generate content that sounds like you and stays on-brand.
2. Custom GPT Setup: Personalize your AI to serve as a specialized agent tailored to your business needs. 
3. Proper Prompting: Learn various prompting techniques to get the most relevant and useful responses from AI. 
4. Leveraging AI Technology in Your Edumarketing: Integrate AI tools to optimize your marketing efforts, including advanced video marketing techniques and AI-driven automation. 

Why Attend? 

• Unlock AI Potential: Discover how AI can revolutionize your marketing strategy and deliver exceptional results. 

• Comprehensive Resources: Gain access to planning workbooks, guides, templates, and PowerPoints to support your learning journey. 

• Actionable Insights: Learn to implement AI-driven marketing tactics that build trust, credibility, and engagement with your audience. 

2pm – 3pm: The State of Marketing 2024 to 2025 - What you need to know from AI to Z 

Emperor’s Ballroom 2 

2024 continues to be a transformational year for marketers and originators. Navigate the Marketing Multiverse with Paul Lucido! 

Back by popular demand, Paul Lucido discusses the “The Biggest Changes for Marketing in 2024 & 2025!” 

• Top Marketing Channels! 

• # 1 highest ROI of any marketing channels! 

• AI and Automation!  

• The Creator Economy!  

• The Power of Storytelling! 

• How Video Continues to Dominate and Drive Business! 

Paul will be raffling off several Best Selling Books signed by the Author that speak to “Artificial Intelligence”, “A New Way To Engage Customers & Grow Revenue”,  and the “Power of Gratitude!” 

Wait there’s MORE!  PRMG will be raffling off an Apple Watch and AirPods!  Must be present to WIN 

3pm – 4pm: How to Win More Business with Renovation Loans presented by TPO GO 

Emperor’s Ballroom 2 

Learn how renovation loans can help you win more referral business by increasing purchase opportunities for borrowers while also expanding housing inventory for your realtor partners. Sherri Eckles, Senior Vice President of Renovation and Construction Loan Programs with TPO Go will show you how to expand your production and save loans using this unique lending instrument.  

6pm – 10pm: End of Party, Awards Presentation & Broadway’s Rock of Ages Band featuring Barry Habib!  

Augustus Ballroom 

Now is the time to celebrate NAMB’s accomplishments over the past year! In addition, we will honor NAMB’s award-winning Mortgage Broker of the Year, New Broker of the Year, Service Provider of the Year & more!   

From our happy hour, dining & dancing the night away with the band, Broadway's Rock of Ages band featuring Barry Habib, this epic evening is sure to be a night to remember!  

For over six years, they rocked Broadway, and millions of fans, in a groundbreaking musical... these players have collectively performed over 10,000 performances of the five-time Tony Award nominated show, including the long-running Broadway production, the critically-acclaimed national tour, and/or one of the amazing international Broadway show companies! 

Rock of Ages is known as 'Broadway's Best Party,' and BROADWAY’S ROCK OF AGES BAND was the force behind the party, playing the greatest rock hits from the glam metal bands of the '80s. The show includes songs by artists such as Bon Jovi, Whitesnake, Foreigner, Journey, Poison, Twisted Sister, Joan Jett, Styx, Pat Benatar, and many more! In fact, the musicians and lead singers in the band have played with many of the original artists, as well as performed them on Broadway. The concert appeals to the largest active market today... this band "delivers the party," and "the rockin' memories," and they've delivered it around the world! 

Now, they're taking the band, and their sizzle, on the road to perform those monster hits from the Broadway show, IN CONCERT, for audiences everywhere! 

Don't miss the chance to see and hear this exciting performance of the classic '80s hits, done by the musicians and lead singers who brought you BROADWAY'S BEST PARTY! 

8am – 5pm NMLS Approved 8 Hour Continuing Education (Cost is $12 for Members and $79 for Non-members)

Emperor’s Ballroom 1 

8-Hour SAFE Comprehensive 2024 Mortgage Loan Originator Course (Course #16089) 

This eight-hour course is designed to provide attendees with an overview of ECOA, TILA and FCRA Examination Findings; Dodd-Frank and CFPB Enforcement Actions; Anti-Money Laundering requirements and a review of Mortgage Fraud and a discussion of Affordable Housing and Non-QM Mortgages. 

9am – 5pm Certified FHA Mortgage Professional Class (Cost is $199 for Professional, Associate and Professional Newly Licensed Members and $399 for Courtesy Associate and Non-members)

Emperor’s Ballroom 2 

NAMB and our sponsor, Freedom Mortgage, proudly offer one of our newest certifications, the Certified FHA Mortgage Professional (CFMP). 

FHA loans have been helping people become homeowners since 1934.  Having the ability to provide your borrower with the option of an FHA loan is a vital tool in your arsenal of lending options.   

Education offered as part of this session is similar to training offered to FHA DE underwriters.   

Topics covered include: 

• Origination/Processing 

• Borrower Eligibility 

• Occupancy Types 

• Loan Limits 

• Underwriting using the TOTAL Mortgage Scorecard 

• Credit Review Requirements 

• Evaluating Liabilities/Debt/Income 

• Asset Requirements 

• Acceptable Appraisal Reporting 

• Programs and Products 

• And, more! 

Immediately following the class, a test will be given, and upon passing, you will be presented with your certification and all the marketing materials you need to promote yourself!